Sometimes Passion Just Isn’t Enough

Those who know me well are aware that one of my passions is empowering. I love speaking into people’s life and encouraging them to find their true God’s given potential for their lives.

Man on top of mountain. Conceptual design.

It truly excites me to see someone I called ‘my own’ walk into and operate in THEIR CALLING.

Discovering your God-given purpose or gift is really only the first step in creating a fulfilling life. I sourced this article and it was as if the author was speaking my mind so enjoy and be enlightened to reach your POTENTIAL.

Don’t waste time pursuing a passion you haven’t taken the time to perfect. There, I said it! I had to get it off my chest once and for all. In the pop tart, microwave, faster than the speed of light world we live in today, entitlement runs rampant throughout our community. The days of working hard to achieve a goal have basically been tossed out the window. All we know is it’s ours and we want it now; and not like right now, but like yesterday! Who cares if you are naturally good at something? While you’re somewhere pouting about people not recognizing how “good” you are, there are others out there taking the same skill and making it GREAT!

Once you’ve been fortunate enough to realize what the gift is, I believe the equation to true passion driven success may resemble something like this:

GIFT + PASSION + PLANNING + PERFECTING + PURSUING + TIME = PROSPERITY

The problem in our culture is we want to acknowledge the fact that we are passionate about something and just pursue and prosper! Forget planning and who has time to perfect? And don’t mention time! We don’t have time to put the time in. We just want to throw something together and get the reward right now! But honestly, whatever happened to this concept of putting time in, honing your skills, paying your dues? What happened to our ability to recognize that most overnight successes actually work on their craft for 5, 10 or even 15 years before we even hear a faint whisper about who they are?

Are You Really Pursuing The Right GoalsLet’s be clear, your gift is the thing you do the best with the least amount of effort. Your passion is the activity you have a strong desire for or the thing that gives you the most energy. Just because you are passionate about something, it doesn’t mean that it’s your God-given gift.

In other words, it doesn’t mean you’re even good at it. With planning and perfecting, you may become better, but you’d have to put some time into even figure that out and well, that’s where most folks get lost in wasting precious time pursuing dreams that will likely never come true.

Now, with those things I do actually have a shot in the dark at, i.e. speaking, coaching, etc., it’s my job to be intentional about the actions I take on my way to pursuing my passion. In other words, I have to plan ways to exercise my talent as I look towards being recognized for it. It is also my job to perfect this gift which I am passionate about.

Remember, just because I’m good at it, that doesn’t mean I shouldn’t put effort into being great at it. Not to mention, there are people that I will meet along the way that can help me fulfill my goals that much faster. How will I meet them, though if I’m not actively and purposefully putting time into attending the right seminars, joining the right organizations and obtaining the education that will help me perfect what I say I’m passionate about?

follow-your-passion-704Lastly, remember that being prosperous doesn’t always refer to profit or financial gain. Prosper means to flourish, to thrive or to grow. That may mean financially, but can also mean spiritually, emotionally or mentally. Prospering can mean that you’re just all around happier because you’re inundated with work that you love to do.

In a nutshell, it’s time to get passionate about your gift and then put some effort into planning, perfecting and then pursuing it! If you’re not making progress on something you’re passionate about perhaps it’s because you’re skipping a few steps!

Share your thoughts in the comments below!

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Yours in love – The Renaissance Lady © 

ir35As a contractor working within the public sector in United Kingdom, we have been hit in the past few weeks with the news of  a new reform to IR35 that comes with a damaging tax hit and believe me, I have never seen the wave of fear and the unknown amongst the UK Contractors. Actually, this is not funny at all cause it affects our money and contractors never play with their money. The bottom-line is that we are all now encouraged to take urgent action to ensure we do not get caught before the new IR35 reform starts on the 6th of April 2017.

So what is the new IR35 reformIt means that from April 2017, there are changes to the way the current intermediaries legislation (known as IR35) is applied to off-payroll working in the public sector. Where the rules apply, people who work in the public sector through an intermediary will pay employment taxes in a similar way to employees.

To summarise the new reform – it means that the public sector body (PSB) where you currently work as a contractor will be seeking to assess your IR35 risk prior to the new IR35 reforms that will start on 6th April 2017. It seems from talking with other contractors working within the public sector like myself that many are devolving that responsibility to their agencies, and some agencies are devolving that to the contractors’ accountant, who is then asking the contractor to assess themselves and pass all that information back up the chain. Going round in circles I will say!

blog1Sourced from contractor calculatorthere is FREE Test Tool which can be taken to assess your IR35 status and help ascertain whether one falls into that hole. But before that happens, contractors are advised to consider the most hazardous mistakes (11 ways to commit IR35 suicide listed below) that could be made which will then push for their contract to be caught by IR35 and will then result in being subjected to pay out excessive tax to HMRC.

1. Being told how to do your work: allowing your client to instruct you in detail on how to carry out your work, implies control and is a huge threat to your IR35 status. Your client should be asking you to complete an objective and then just leave you to get on with it.

2. Being named in your contract as solely proving the services: being obliged to provide the services personally is the biggest pointer being caught by IR35. Any engagement should be between the client or agency and your company, not you personally. You can be named in the contract as being one of the personnel who will provide the services, but it should not state that only you can provide those services and no-one else.

3. Agreeing to work on anything that comes along: accepting to take on work which is outside of the original scope of your contract makes you a tail-end Charlie and strongly suggests that there is control. If your contract is role-based perhaps where you have a job title then you are likely to be providing skills and then agreeing to work on whatever assignment the client gives you. This is how employees work, not genuine contractors. Genuine contractors are project based.

4. Allowing your client to change what you are working on: one near guaranteed way to become an IR35 victim is allowing your client to move you around onto different projects or work areas that were not originally in scope when you agreed to work for them. This is a strong indicator that you are under your client’s control. You need to be providing an agreed set of skills for a specific project.

5. Having long termination notice clauses: including a long termination clause in a contract can be a big IR35 risk, because it can imply an obligation to provide work. If the project is cancelled or finished and the client has to provide work after giving notice for say 4 weeks then this demonstrates that mutuality of obligation is present which will hamper your IR35 status. Ideally you want to have zero notice, and no obligation for work to be provided.

c6ddea831bc5468afd70c13223fab8b4_ir-35t-accountants-inleeds-1-863-430-c6. Minimum hours specified in your contract: including a minimum number of hours each week is a firm indicator that mutuality of obligation is present. The concept of “core hours” or a set working pattern is something that employees do. Genuine contractors do what is required and have discretion as to their hours. Rather than minimum hours, use “estimated hours per week required to deliver the services”, but do not make it a contractual obligation.

7. Appearing to be an employee/becoming ‘part and parcel’: being named on the client’s organisation chart, having a badge with your name on the same as employees, or attending meetings that are about employee matters are all signs that you have become part and parcel of your client’s organisation and are at risk of IR35. It’s a secondary factor, but can swing a judgement. Be careful.

8. Undergoing a performance appraisal: accepting a performance appraisal by a client will provide HMRC with plenty of ammunition for an IR35 inquiry, as it suggests that you are not in business on your own account. Conducting performance appraisals of your client’s personnel will yield the same results.

9. Being paid for time off sick or holidays: taking on a contract entitling you to holiday pay or sick pay is a very strong indicator that you are firmly inside IR35. Employees get these benefits. Genuine contractors don’t.

10. Contracting with a former employer the day after leaving work: going contracting for a former employer immediately after leaving your job with them is highly risky, placing you firmly on the taxman’s radar. HMRC will assume you left your job on Friday to become a contractor on Monday only to benefit from tax savings, and not because you are a genuine contractor.

keepout11. Not assessing your IR35 status: if you are working in the public sector, you now have to assure all parties that you are outside IR35, because the default status is caught. And if the agency does not get the assurance from the client that you are outside IR35 then by law they must deduct tax at source. So, you absolutely cannot sit on your hands.

To start the process of ensuring that you are not affected by the new reform of IR35, test your IR35 status online and all the best….

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Yours in love – The Renaissance Lady © – Follow my blog with Bloglovin

 

myersbriggstypesSo over this weekend, I decided to take the MBTI which stands for Myers-Briggs Type Indicator test which one of my sista-friends (Joy alias Aboki) encouraged me to undertake and it opened my eyes to some of the traits I never expected I might have within me. 

When she first mentioned the MBTI test, I decided to do my own research as I have done numerous tests in this lifetime but still curiosity took over and I discovered that the MBTI is an essential test to undertake for everyone (young or old) as it is an assessment that is believed to measure psychological preferences in how people perceive the world and make decisions. 

According to the Myers-Briggs test, there are 16 different types of personalities that each of us fall into of which I laughed out loud cause I am sure I have more than the 16 personalities anyway. Below are the defined personalities grouped under 4 headings:

Analysts:img_2821

  • “ARCHITECT” – INTJ (-A/-T) – Imaginative and strategic thinkers, with a plan for everything.
  • “LOGICIAN” – INTP (-A/-T) – Innovative inventors with an unquenchable thirst for knowledge.
  • “COMMANDER” – ENTJ (-A/-T) – Bold, imaginative and strong-willed leaders, always finding a way – or making one. 
  • “DEBATER” – ENTP (-A/-T) – Smart and curious thinkers who cannot resist an intellectual challenge.

img_2832Diplomats

  • “ADVOCATE” – INFJ (-A/-T) – Quiet and mystical, yet very inspiring and tireless idealists.
  • “MEDIATOR” – INFP (-A/-T) – Poetic, kind and altruistic people, always eager to help a good cause.
  • “PROTAGONIST” – ENFJ (-A/-T) – Charismatic and inspiring leaders, able to mesmerize their listeners.
  • “CAMPAIGNER” – ENFP (-A/-T) – Enthusiastic, creative and sociable free spirits, who can always find a reason to smile.

img_2838Sentinels

  • “LOGISTICIAN” – ISTJ (-A/-T) – Practical and fact-minded individuals, whose reliability cannot be doubted.
  • “DEFENDER” – ISFJ (-A/-T) – Very dedicated and warm protectors, always ready to defend their loved ones.
  • “EXECUTIVE” – ESTJ (-A/-T) – Excellent administrators, unsurpassed at managing things – or people.
  • “CONSUL” – ESFJ (-A/-T) – Extraordinarily caring, social and popular people, always eager to help.

img_2833Explorers

  • “VIRTUOSO” – ISTP (-A/-T) – Bold and practical experimenters, masters of all kinds of tools.
  • “ADVENTURER” – ISFP (-A/-T) – Flexible and charming artists, always ready to explore and experience something new.
  • “ENTREPRENEUR” – ESTP (-A/-T) – Smart, energetic and very perceptive people, who truly enjoy living on the edge.
  • “ENTERTAINER” – ESFP (-A/-T) – Spontaneous, energetic and enthusiastic people – life is never boring around them

The Myers-Briggs Type Indicator (MBTI), based on Jung’s theory of psychological type, reports your preferences on four scales as detailed in the personality outline listed above. Each scale represents two opposite preferences. The four letters that make up your type can help you understand yourself and your interactions with others.

Well I took my test and the result was that I am a THE PROTAGONIST” (ENFJ-T). The tests when taken focuses on the following categories:

with vision and determination, nothing is impossible

  • Strengths & Weaknesses
  • Relationships
  • Friendships
  • Parenthood
  • Career Paths
  • Workplace Habits

I was rather impressed with most of the accuracy in the results which stated that protagonists are natural-born leaders, full of passion and charisma amongst other characteristics but there were revealing results which I have been dealing with internally and at the same time, have been suppressing for a while, however reading up on the results have made me realise that I cannot shy away from the weaker side of me but instead work on them to make a stronger Yvonne.

The result also stated that Protagonists are genuine, caring people who talk the talk and walk the walk, and nothing makes them happier than leading the charge, uniting and motivating their team with infectious enthusiasm which I say boldly say is a reflection of who I am.

The conclusion for my Personality in the MBTI is that our idealism and vision allow us, the Protagonists to overcome many challenging obstacles, more often than not brightening the lives of those around them. Hmmmmm, true again.

Well, you can imagine my delight in seeing some of the famous Protagonists that fall into the same category as I do like my virtual mentor of all time – Oprah Winfrey and the great Barack Obama. See I knew I was always meant to be in great company:

To get a concrete, accurate description of who you are and why you do things the way you do, for free, here’s the link and you can thank me later! This knowledge is only the beginning of a lifelong journey.

Do like, comment and follow my BLOG for upcoming posts.

Yours in love – The Renaissance Lady © – Follow my blog with Bloglovin

We are 12 days into 2017 and my manifesto is looking quiet impressive I must say but apart from that – I decided to revisit my bucket list.

Bucket List Charm And LettersWhat is a bucket list I hear you asking? Well, a bucket list is a number of experiences or achievements that a person hopes to have or accomplish during their lifetime. I know that some people think it is a list that a dying person makes but alas, it is false. It is a list that details things that you want to experience and tick off as accomplished – you can make a yearly bucket list if you choose or a one-off (very detailed) list. The choice is yours! 

Making a bucket list is easy.  You simply start writing down the things that you’ve always wanted to do but that you never got around to doing like bungee jumping, skydiving, travelling to Italy or learning French; something that you have always wanted to do.  Sound simple?  Well, it can be a bit more difficult than you’d think.  Especially when you have to actually choose the things you really want to do and not be constrained by societal norms and traditions or expectations as to what is “right” or “wrong” or what is acceptable behaviour.

The key of course is to simply start writing the first things that come into your head with no consideration of whether you should or shouldn’t want to do a particular thing.  By writing exactly what comes into your head you are being true to your inner-most core, and being honest with yourself is the most important thing of all.

Back to my bucket list – I have categories in which the various activities in my bucket list fall into and they are listed below:

Global Travel Experience  –  this is the single best activity that exposes you to new cultures, broaden your mind, move out of your comfort zone, allow you to meet new people, and experience the wonders of the world. Those that know me that I am a Wanderlust – a lover of travelling and I got my 8 year-old son into the mix. He is addicted to it and have quite a collection which he shows at school educating his classmates on the wonders of the countries he has already visited.

img_04391_1Personal Growth – this is a continuous exercise and one can stop working on their personal growth. On my personal growth section of any list – I have ‘learning languages’ as one of them. It has not been easy to learn a new one at my age (excuses Yvonne) but I have always admired people who are multi-lingual and believe that it is vital to be one in today’s society. So I am learning via various apps on my iPhone namely Busuu or Duolingo and it has been productive for me. Watch this space folks!

Career + Business – what are you career or business aspirations?  Being an entrepreneur is hard-work and tasking but so much fun and rewarding as well. I started blogging back in 2011 due to my passion of writing and wanting to share my experiences with others but it has not been easy but as time goes on – your craft gets better with diligence, consistency and persistence.  What profession are you in now and how long have you been doing this? Is it time for a change in profession? It’s nice to do something different from what you have been doing, and it doesn’t have to involve quitting your current job — you can always experiment with volunteer work in a field you enjoy or start up a part-time business on the side. It’s all about expanding your horizon and trying something new.

Connect + Relationships – Let someone know how much he/she means to you – In our life’s journey, we are constantly touched and supported by people around us, be it friends, family, or acquaintances. Can you identify someone who has made a difference in your life? Write a letter to the person today and let him/her know how much he/she means to you. You can do this as many times as you want, for as many people as you like.

Sports + Fitness – if you set your mindset like I have to and  look beyond the pain of fitness, then one will see what fun one be achieved whilst improving themselves. Undertake a new task – I decided to take on walking as part of my fitness routine and fitbit is my best friend.

bucket-listCreativity – what is your passion? Is it to be an artist? To sing and perform? To be a life coach? To travel? To help other people to grow (same as my passion)? To be the best that you can be? How can you start pursuing it? If you don’t know what your passion is, this exercise will help you to discover it. Stir up your creativity juices and see what fulfilment comes out of it.

Other categories in my bucket list are:

  • Entertainment
  • Fashion + Beauty
  • Finance + Luxury
  • Food + Drinks
  • Acts of Volunteering + Charity

If you don’t live your days by personal goals and plans, chances are you spend most of your time caught up in a flurry of day-to-day activities. Ever felt that your days are passing you by without any tangible output to speak of? What did you accomplish in the past 3 months back in 2016? What are your upcoming goals for the next 3 months this 2017? Look at the things you did and the things you’re planning to do next. Having a bucket list reminds you of what’s really important so you can act on them.

Even if you frequently live by manifestos or goals or to-do lists, they are probably framed within a certain social context e.g. performance, career, health. A bucket list opens up the context. It’s a forum to set anything and everything you’ve ever wanted to do, whether it’s big, small or random. It is like planning ahead all the highlights you want for YOUR whole life.  Even though goal setting is already my staple activity, I still found many new things to do while I was writing on my own list. It was an incredibly insightful exercise. What’s more, coming up with my list gave me a whole new layer of enthusiasm knowing what’s in store ahead!

The whole point of creating your list is to maximize every moment of our existence and live our life to the fullest. It’s a reminder of all the things we want to achieve in our time here, so that instead of pandering our time in pointless activities, we are directing it fully toward what matters to us.

If you don’t have a bucket list, I highly recommend you to create one. How much will it cost? Zero. How long will it take? Probably 30 minutes to an hour, or more if you get really caught up in the writing.  What do you stand to gain? Significant clarity and focus on what you want from your life. It’s an invaluable exchange. If you already have your list, take this opportunity to review it. See if there are new items you want to add-on. If so, add them in. Check if all the items listed are still relevant. If not, remove them.

bucketlistNow, take out your pen and paper or open up a text document. Start writing down what comes to mind as you read these questions:

  • What would you do if you had unlimited time, money and resources?
  • What have you always wanted to do but have not done yet?
  • Any countries, places or locations you want to visit?
  • What are your biggest goals and dreams?
  • What do you want to see in person?
  • What achievements do you want to have?
  • What experiences do you want to have / feel?
  • Are there any special moments you want to witness?
  • What activities or skills do you want to learn or try out?
  • What are the most important things you can ever do?
  • What would you like to say/do together with other people? People you love? Family? Friends?
  • Are there any specific people you want to meet in person?
  • What do you want to achieve in the different areas: Social, Love, Family, Career, Finance, Health (Your weight, Fitness level), Spiritual?
  • What do you need to do to lead a life of the greatest meaning?

Finish this sentence in 2017: I’ve been wanting to try [insert something awesome on your bucket list] forever. Why wait another minute?

Yours in love – The Renaissance Lady © – Follow my blog with Bloglovin

steve-harvey-religion-hobbies-political-views-240x300One of my favourite TV personalities is Steve Harvey. There is just something about his spirit and tenacity that draws me to him.  Broderick Stephen “Steve” Harvey (born January 17, 1957) is an American comedian, television host, producer, radio personality, actor, author and singer . He hosts The Steve Harvey Morning Show, the Steve Harvey talk show, Family Feud and Little Big Shots. He is the author of Act Like a Lady, Think Like a Man, which was published in March 2009, and the book Straight Talk, No Chaser: How to Find and Keep a Man.

Steve Harvey’s humble beginnings are no mystery. From a humble beginnings to becoming one the most recognizable people on global television. You can ask how he got there but I am sure that he will say that through sheer grit and a force of will that is what propelled him to the top. Back in November for the inaugural Essence Festival at Durban, Steve gave a tip-talk on some of the major keys that have helped him gain and retain wealth: sourced via essence.com

  1. Visualize your success
    Vision boards aren’t just for Pinterest moms and teenage girls. Harvey is a firm believer in them. You want to be a media mogul? You want to be anything in life? Make a plan. Visualize that plan. Then put it everywhere you can see it. Harvey’s vision board is on his phone, laptop, iPad, everywhere. The more he sees it, the more choices he makes that bring him closer to his goals; one of them being to someday own Essence magazine and have $100 million in disposable income. The vision board works to keep him focused and every time he reaches a milestone, he updates it. The day he bought a private plane, he removed that dream and added more.
  1. Don’t follow your passion, follow your gift
    Everyone has a gift. Everyone has a passion. A gift is something innate, which each of us does with minimal effort and very limited resources. Some of us impart knowledge, some of us cut grass, some, fry chicken. You need to find and hone that gift. Harvey has a friend who used to cut grass for $4 a pop as a boy. Now he owns a landscaping company which rakes in $4 million a year. His gift is to cut grass, he took and honed that gift into a million dollar business. Another example of using your gift is that of Colonel Sanders (the man who created KFC). Harvey pointed out that the KFC brand is globally recognized; all because Sanders recognized and monetized this gift of frying chicken. We can’t all be rappers so find your gift.
  1. Keep pushing, you never know how close you are 
    No one ever said it would be easy. If it was easy to make and retain wealth we’d all be having champagne breakfasts. The average person will give up before they hit pay dirt because we want quick fuss-free results. That’s not how it works. Steve Harvey was honest about his journey to wealth; he was homeless, broke and dejected and at one point made a paltry amount a year and ended up living in his car, believing that he would one day make something of his talent of telling jokes. Yobe_decjan-steve-harvey-cover1-232x305u don’t need a million dollar idea, you need to take a $10 idea and make sure you can make it 10 times worth more. Once it becomes worth $100, make it worth $1000. Inch by inch, everything’s a cinch. Nothing comes easy, you gotta keep pushing even when it seems like a dead end.
  1. A lion doesn’t turn its head when a dog barks
    Haters are a part of life. They can be a friend, associates, a relative or even the girl at work who doesn’t even know you but can’t stand you. When you’re climbing your ladder to the top, why would you stop to kick at the haters? Keep it moving, those things they say have absolutely nothing to do with you. Checking on the haters does one thing: it slows you down by distracting you. When that girl from accounting says,”Who does she think she is?” It’s not who you think you are but who she thinks you are. Just keep it moving.
  1. Quit listening to people with no money telling you about money
    When Harvey was a kid he stuttered badly. When asked to write what he wanted to be when he grew up, Harvey said he wanted to be on TV. Using his speech impediment, his family’s poverty and his Blackness, a teacher humiliated him, saying no one like him would ever get on TV. Every year at Christmas he joked he should send her a little gift – a TV, so she can watch him. Never ever be discouraged by the words or actions of people that don’t have the kind of money you envision yourself having, nor a solution to help you get that money.
  1. A mistake is not the end; it’s a teachable moment and opportunity
    When Harvey wakes up in the morning, he says he takes a moment to start the day with gratitude and requests to God. One of the things he asked for during one of his daily moments of thanks was to have a wider global reach. He was elated when he became the first African-American host of the Miss Universe pageant. He was at the top of his game and reaching audiences in countries beyond his expectations. Then… that fateful mistake when he called Miss Colombia the winner when the real winner was Miss Philippines. How did he respond? He had asked for a wider global reach and he got what he asked for; just not exactly the terms he had wanted. The first thing he did was take a note from Kim Kardashian and made money from a low moment. The lesson: Don’t wallow, turn it around. Harvey’s new Merry Easter holiday sweaters make light of that error while making him some tidy change. He didn’t allow this to become the end of his hosting career for the pageant. He’s now part owner of the Miss Universe and Miss Teen USA pageants.

steve-harveyOn January 13, 2016, at the close of a taping of Family Feud, Steve Harvey spontaneously began to speak. Not knowing that the cameras were still rolling, the $100 million-dollar host offered his studio audience insights into his own happiness and success which I always like to watch and make notes on. His staff, also moved by Steve’s passionate words, shared the riveting six-minute video on social media. The clip immediately went viral, with more than 58 million views worldwide! His message is simple: You need to JUMP like your life depends on it—because it does—if you truly want a life of peace and abundance. 

So what has driven you for 2016 and what are your main drivers for 2017. Please share your tips in the comment box and also don’t forget to share with others that might find this blog post useful.  

Yours in love – The Renaissance Lady © 

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Yours in love – The Renaissance Lady ©

How satisfied are you with your current career? Before that huge decision is made – ask yourself the following 5 questions listed below:

1. Are you forging the right direction for your future?

2. Are you definitely using & building your core strengths?

3. Are you seen as an expert in the right areas?

4. What will your next role (and company) look like? 

5. What date will you start your transition?

Yours in love – The Renaissance Lady ©

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Yours in love – The Renaissance Lady ©

The fear of making the wrong choice can be completely debilitating. We often get stuck living with the status-quo because it is safe. Unfortunately, the cost of this is a life often unlived: safe, resentful, stuck, stagnant and, worst, empty. Face your fear.

My motto has and will always be: “Failure is the one word I won’t accept!”

Enjoy this sourced-out article as here are some tips to help make the process easier:

1. Write out the decision that you have to make with as much detail as possible.

2. Consider the positive emotions that you want to experience. If possible, feel them in your body.

3. Reflect on situations where you experienced these positive emotions before. What were the circumstances?

4. Imagine yourself making each decision. Imagine the details about what that decision looks and feels like. Pay close attention to your emotions as you imagine each decision.

5. What else is important? Who else needs to be consulted in making this decision? Who else is affected? Who would have helpful insights? Consult them. Get all the information out on the table.

6. Which decision offers more opportunities to experience strong moments?

7. A reversible condition is not conducive to happiness, so avoid giving yourself an out from your choice. Make the decision and commit to it. Pay close attention to your feelings as you make the decision. It is natural to feel nerves and apprehension but know that in time, a decision made with the intention of feeling strong will pay off.

decision-making

Having to be right is certain to paralyse us. If we have to know without a doubt that the decisions we are making are the perfect ones, we risk never making any choices at all.

Be aware that you may make mistakes. Mistakes are messengers, letting us know when we are getting closer and when we are moving further away from our destination. They are powerful guides. But do NOT dwell on them.

We become what we think about, so choose to focus instead on all the things that you are doing to proactively and positively move toward your fulfilling life. Be confident that your decisions are made to serve your highest self and always seek what is working about the choices you’ve made.

Share your thoughts in the comments below!

Yours in love – The Renaissance Lady ©

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Share your thoughts in the comments below! 

Yours in love – The Renaissance Lady ©

Hi everyone, as part of my 2016 vision growth, I am embarking on a financial cleansing in all aspects of my life.

IMG_8700Here’s something I find both exciting and terrifying about financial planning. I want to know more about it, but every time I try to do a little reading on the topic, I get overwhelmed and lose momentum. I must confess that I do envy people who have their financial lives together, but I think they must be few and far between.

As part of my financial cleansing session for the year 2016, I join this financial empowerment group: The Budgetnista  which has a movement called LIVE RICHER Challenge Movement created by Tiffany “The Budgetnista” Aliche who is a phenomena in empowering people to be their best financially. Her motto is to create a positive and measurable lifestyle shift, through financial education. And trust me when I say; financially I am much better than I was at the end of 2015.

Right now, we are being motivated to do the 30/31-day Money Challenge starting from TODAY,  the 1st of September.

money-poundsMoneyOne of the main issues some people have with the 52-week money challenge is the length of time it takes to save the money. That challenge is a year-long commitment, and there are some who would rather focus on saving money in a shorter period of time. For those people, the 30/31 Day Money Challenge may be the perfect solution (you can download a calendar of the 30/31-day financial plan here.).

The challenge works in the same way as the 52-week money challenge, but instead of spreading out over 52 weeks, it’s done in a period of one month. On the first day, you save £1, on day two you save £2 and on day three you save £3. You continue doing this on a daily basis until you reach day thirty; when you save £30. By following this schedule, at the end of the month, you’ll have saved £465. Even better, you will have established a solid savings habit that you can use to save even more money during the following months if you decide to.

One of the big advantages to the 30/31-day money challenge over the 52-week money challenge and the 365-day money challenge is that you will learn where your savings “hurt point” is much more quickly. That means when the amount you’re saving turns from being easy to being a struggle to save. While it might be easy to save £1 the first day, there is going to be a point during the 30 days when you realize saving a certain amount is difficult (or impossible). Finding out this ‘hurt point’ quicklsaving-money-habit-challengey shouldn’t be seen as a failure of the challenge, but a great piece of information so that you can develop a challenge that works the best for you. While it could take months to find out the hurt point on the 52-week challenge, you’ll know what it is in less than a month with the 30-day money challenge.

Another great aspect of the challenge is it doesn’t need to be done at the beginning of the year. You have 12 opportunities each year to begin as each new month gives you another chance to work on the challenge. You may want to do it 12 times in a row, or you may have certain months when you feel you have a better opportunity of completing the challenge. It gives you a bit more flexibility throughout the year to save during the times you’re most motivated.

The shortened period of time also doesn’t make the challenge appear to last forever. Many people have trouble focusing on something for an entire year, while they don’t have as much of a problem remaining engaged for 30/31 days. While this isn’t true for all people, for those who like to focus on shorter periods of time, they may find this money saving IMG_8832challenge geared more toward the way they like to save money.

Every day, save the pound or dollar amount of the date. So on the 1st, you save £1; on the 15th, you save £15, etc. At the end of the 30-day plan, you will have stocked away close to £500. You’ll be smarter and richer. Isn’t that what everyone wants?

So again, back to the 30/31-day Money Challenge starting from the TODAY: 1st of September: who’s with me! Let’s make this a monthly habit and break those chains… Jump on Board…

Share your thoughts in the comments below!

Yours in love – The Renaissance Lady ©

Yours in love – The Renaissance Lady ©